*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
:root{--navy:#0c1b2e;--navy-mid:#1a3a5c;--green-wa:#25D366;--green-wa-dark:#1eb954;--cream:#f8f6f1;--warm-white:#fffdf9;--warm-gray:#e8e4dd;--text-dark:#1a1a1a;--text-body:#3d3d3d;--text-muted:#7a7a7a;--radius:16px;--radius-sm:10px;--shadow-soft:0 4px 24px rgba(12,27,46,.08);--shadow-card:0 8px 40px rgba(12,27,46,.06)}
html{scroll-behavior:smooth;font-size:16px}
body{font-family:'DM Sans',sans-serif;color:var(--text-body);background:var(--warm-white);overflow-x:hidden;-webkit-font-smoothing:antialiased;line-height:1.6}
h1,h2,h3,h4{font-family:'Outfit',sans-serif;color:var(--navy);line-height:1.2}
a{color:var(--green-wa-dark)}

.nav{position:fixed;top:0;left:0;right:0;z-index:100;padding:14px 24px;background:rgba(255,253,249,.92);backdrop-filter:blur(20px);box-shadow:0 2px 20px rgba(0,0,0,.06)}
.nav-inner{max-width:1140px;margin:0 auto;display:flex;align-items:center;justify-content:space-between;gap:16px}
.nav-logo{font-family:'Outfit',sans-serif;font-weight:800;font-size:1.4rem;letter-spacing:-.5px;text-decoration:none}
.nav-logo .a{color:#333}.nav-logo .b{color:#25D366}
.nav-links{display:flex;gap:24px;align-items:center}
.nav-links a{text-decoration:none;color:var(--text-muted);font-size:.9rem;font-weight:500}
.nav-links a:hover{color:var(--navy)}
.nav-actions{display:flex;align-items:center;gap:12px}
.nav-cta{background:var(--green-wa);color:#fff;padding:10px 20px;border-radius:50px;font-weight:600;font-size:.85rem;text-decoration:none;display:inline-flex;align-items:center;gap:6px}
.nav-cta:hover{background:var(--green-wa-dark)}
.nav-lang{display:flex;align-items:center;font-size:.78rem;font-weight:700;border-radius:20px;overflow:hidden;border:2px solid var(--green-wa)}
.nav-lang>span,.nav-lang>a{padding:4px 10px;text-decoration:none}
.nav-lang>span{background:var(--green-wa);color:#fff}
.nav-lang>a{color:var(--green-wa)}
.nav-lang>a:hover{background:var(--green-wa);color:#fff}

main{padding-top:90px}
.wrap{max-width:880px;margin:0 auto;padding:0 24px}
.wrap-wide{max-width:1140px;margin:0 auto;padding:0 24px}

.crumb{font-size:.85rem;color:var(--text-muted);padding:18px 0 8px}
.crumb a{color:var(--text-muted);text-decoration:none}
.crumb a:hover{color:var(--green-wa-dark);text-decoration:underline}
.crumb span{margin:0 6px;color:#bbb}

.hero{padding:32px 0 48px}
.hero h1{font-size:clamp(1.9rem,4.2vw,2.8rem);font-weight:800;margin-bottom:18px;letter-spacing:-.01em}
.hero .lede{font-size:1.1rem;color:var(--text-body);max-width:680px;margin-bottom:28px}
.hero-ctas{display:flex;gap:14px;flex-wrap:wrap}

.btn-wa{background:var(--green-wa);color:#fff;padding:14px 26px;border-radius:60px;font-weight:600;font-size:1rem;text-decoration:none;display:inline-flex;align-items:center;gap:10px;transition:all .25s}
.btn-wa:hover{background:var(--green-wa-dark);transform:translateY(-2px);box-shadow:0 8px 24px rgba(37,211,102,.3)}
.btn-wa svg{width:20px;height:20px}
.btn-outline{background:transparent;border:2px solid var(--warm-gray);color:var(--navy);padding:12px 22px;border-radius:60px;font-weight:600;text-decoration:none;display:inline-flex;align-items:center;gap:8px}
.btn-outline:hover{border-color:var(--navy);background:var(--navy);color:#fff}

.toc{background:var(--cream);border:1px solid var(--warm-gray);border-radius:var(--radius);padding:22px 26px;margin:18px 0 40px}
.toc h2{font-size:1rem;text-transform:uppercase;letter-spacing:1.5px;margin-bottom:12px;color:var(--navy)}
.toc ol{padding-left:20px;display:grid;grid-template-columns:1fr 1fr;gap:6px 24px}
.toc a{color:var(--navy);text-decoration:none;font-weight:500;font-size:.95rem}
.toc a:hover{color:var(--green-wa-dark);text-decoration:underline}

section.block{padding:36px 0;border-top:1px solid var(--warm-gray)}
section.block:first-of-type{border-top:none}
section.block h2{font-size:clamp(1.5rem,3vw,2rem);font-weight:700;margin-bottom:16px}
section.block h3{font-size:1.2rem;font-weight:700;margin:24px 0 10px}
section.block p{margin-bottom:14px;color:var(--text-body);font-size:1rem}
section.block ul,section.block ol{padding-left:22px;margin-bottom:14px}
section.block li{margin-bottom:6px;color:var(--text-body)}
section.block li strong{color:var(--navy)}

.callout{background:var(--cream);border-left:4px solid var(--green-wa);border-radius:8px;padding:18px 22px;margin:18px 0;font-size:.97rem}
.callout strong{color:var(--navy)}

table.tbl{width:100%;border-collapse:collapse;margin:14px 0;font-size:.95rem;background:#fff;border-radius:8px;overflow:hidden;box-shadow:var(--shadow-soft)}
table.tbl th,table.tbl td{padding:12px 14px;text-align:left;border-bottom:1px solid var(--warm-gray)}
table.tbl th{background:var(--navy);color:#fff;font-weight:600;font-size:.85rem;text-transform:uppercase;letter-spacing:.5px}
table.tbl tr:last-child td{border-bottom:none}

.faq{padding:40px 0;background:var(--cream);margin-top:32px;border-radius:var(--radius)}
.faq .wrap{padding:0 26px}
.faq h2{margin-bottom:20px}
.faq details{background:#fff;border:1px solid var(--warm-gray);border-radius:var(--radius-sm);margin-bottom:10px;overflow:hidden}
.faq details[open]{border-color:var(--green-wa)}
.faq summary{padding:16px 20px;font-weight:600;color:var(--navy);cursor:pointer;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:14px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:'+';font-size:1.4rem;color:var(--text-muted);font-weight:300}
.faq details[open] summary::after{content:'−';color:var(--green-wa)}
.faq .ans{padding:0 20px 18px;color:var(--text-body);font-size:.95rem;line-height:1.7}

.cta-final{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-mid) 100%);color:#fff;text-align:center;padding:60px 24px;border-radius:var(--radius);margin:40px 0}
.cta-final h2{color:#fff;margin-bottom:12px}
.cta-final p{color:rgba(255,255,255,.7);margin-bottom:24px}

.related{padding:48px 0 12px;border-top:1px solid var(--warm-gray);margin-top:32px}
.related h2{font-size:1.4rem;margin-bottom:18px;color:var(--navy)}
.related-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:14px}
.rel-card{background:#fff;border:1px solid var(--warm-gray);border-radius:var(--radius-sm);padding:16px 18px;text-decoration:none;color:var(--navy);transition:all .25s;display:block}
.rel-card:hover{border-color:var(--green-wa);transform:translateY(-2px);box-shadow:var(--shadow-card)}
.rel-card .k{font-size:.7rem;text-transform:uppercase;letter-spacing:1px;color:var(--green-wa-dark);font-weight:700;margin-bottom:6px}
.rel-card .t{font-weight:700;font-size:1rem;line-height:1.3;color:var(--navy)}
.rel-card .d{font-size:.85rem;color:var(--text-muted);margin-top:6px}

footer{background:var(--navy);padding:40px 24px;text-align:center;margin-top:60px}
footer p{color:rgba(255,255,255,.45);font-size:.82rem;line-height:1.8;margin-bottom:4px}
footer a{color:rgba(255,255,255,.6);text-decoration:none}
footer a:hover{color:#fff}
footer .disc{margin-top:14px;font-size:.72rem;color:rgba(255,255,255,.28);max-width:680px;margin-left:auto;margin-right:auto;line-height:1.6}

.wa-float{position:fixed;bottom:20px;right:20px;z-index:999}
.wa-float a{width:58px;height:58px;background:var(--green-wa);border-radius:50%;display:flex;align-items:center;justify-content:center;box-shadow:0 6px 24px rgba(37,211,102,.4);text-decoration:none}
.wa-float svg{width:30px;height:30px;color:#fff}

@media(max-width:760px){
.nav-links{display:none}
.toc ol{grid-template-columns:1fr}
.hero-ctas{flex-direction:column;align-items:stretch}
.btn-wa,.btn-outline{justify-content:center}
}